Since 1957--Celebrating Over 50 Years of Service To Our Customers!

Apply for a Loan Loan Calculators About Us FAQ's

 

Home
My Mortgage
Streamline Refinance
Forms
Loan Programs
Our Mission
Privacy Policy

 

 

Loan Programs

Our loan programs are very competitive with lenders all over the nation. Today we service loans for over 130,000 very satisfied families with a servicing portfolio of over one and a half billion dollars.
Using today's interest rates, we may be able to refinance your existing loan at a lower rate and save you a considerable amount of money over the life of the loan.  Please call us with any questions.

First Time Home Buyer with Down Payment Assistance For the First Time Home Buyer these mortgage loans are available to those who can qualify.   This type of loan is made available to us from various Housing Authorities which enables us to offer low interest rates with little or no down payment.
Refinance If you have a loan with us or any other Mortgage Company at a higher rate than today's interest rate, we can refinance your loan at a lower rate.
Conventional These loans feature fixed interest rates and are available with extended repayment terms. A minimum down payment of 5% of the home's purchase price is required.
FHA FHA provides home financing for people with smaller down payments.
VA The Veterans Administration created these mortgage loans to help qualified veterans finance homes with 100% financing.
ARM Adjustable-rate mortgages, also known as variable-rate mortgages, usually offer a lower initial interest rate than fixed-rate mortgages. The interest rate fluctuates over the life of the loan based on market conditions, but the loan agreement generally sets maximum and minimum rates with caps. When interest rates rise, generally so do your loan payments; and when interest rates fall, your monthly payments may be lowered.

Visit our Loan Center for tools to help you evaluate which one of these loans types you may be interested in.