Since 1957

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Loan Programs


Loan Type


Fixed Rate Mortgage A fixed-rate mortgage from Mortgage Clearing Corporation is a smart choice for people who donít want to worry about fluctuations in interest rates and who plan to remain in their home for a longer period. There are fixed-rate mortgage programs available for owner-occupied dwellings, investment properties and second homes.
Refinance If you have a loan with Mortgage Clearing Corporation or another Mortgage Company at a higher rate than today's interest rate, we may be able to refinance your loan at a lower rate and lower your monthly payment or save you a considerable amount of money over the life of the loan at a reduced term.  Cashing out on your equity for home improvements or debt consolidation is also an option subject to the appraised value of your home and loan program.
First Time Home Buyer with Down Payment Assistance For the First Time Home Buyer these mortgage loans are available to those who can qualify.  This type of loan is made available to us from various Housing Authorities which enables us to offer low interest rates with little or no down payment.
FHA FHA insured loan programs offer 3.5% down payments, allow for less than perfect credit, allow for 85% of appraised value cash-out refinances, allow up to 97% of appraised value when adding a 2nd. mortgage payoff, and are a good option for first-time homebuyers.
VA The Veterans Administration guarantees these mortgage loans to qualified veterans to finance homes with 100% financing.
ARM Adjustable Rate Mortgage, also known as variable-rate mortgage, usually offers a lower initial interest rate than fixed-rate mortgages. The interest rate fluctuates over the life of the loan based on market conditions.  The loan agreement generally sets maximum and minimum rates with caps. When interest rates rise, generally so do your loan payments; and when interest rates fall, your monthly payments may be lowered.
Conventional This is any mortgage which is not insured or guaranteed by a government agency such as HUD/FHA, VA, or the Farmers Home Administration.  A minimum of 5% down with private mortgage insurance (PMI) is required on purchases.

Please visit our Loan Center for tools to help you evaluate which loan program you would be interested in.

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Postal Address:
5612 South Lewis Avenue, Tulsa, Oklahoma 74105

918-749-2274 or, 800-727-9043

Electronic Mail:

NMLS# 276905
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